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Terms of Service
ACCEPTANCE OF TERMS
PLEASE READ THESE TERMS AND CONDITIONS OF USE (“TERMS”) CAREFULLY. BY ACCESSING THIS WEBSITE AND ANY PAGES OR MATERIALS CONTAINED IN THIS WEBSITE, YOU AGREE TO BE BOUND BY THE TERMS SET FORTH BELOW. IF YOU DO NOT AGREE TO ALL OF THE TERMS SET FORTH BELOW, PLEASE DO NOT ACCESS THIS WEBSITE, OR ANY ASSOCIATED PAGES OR MATERIALS.
Access To This Site
You must be 18 years or older and mentally competent to access this web site. If you are under eighteen years old or mentally incompetent you may not access this web site for any reason. Because of the self imposed age and restrictions created to access this web site, no information gathered by this website falls under the Children's Online Privacy Protection Act.
Some portions of MortgageWizdom’s Web site may provide you with access to other sites through our site as a convenience only. If MortgageWizdom.com provides you access to content, whether at our site or by hyper-link access, your rights to such content are limited to whatever rights are provided to you by the owner of the content, the owner or operator of the site accessed through hyper-link access. Links to other websites or references to products, services or publications other than those of MortgageWizdom.com and its subsidiaries and affiliates at this website, do not imply the endorsement or approval of such websites, products, services or publications by MortgageWizdom.com or its subsidiaries and affiliates.
MortgageWizdom.com always appreciates hearing from its members and users of its Web site, and we welcome any feedback. Nevertheless, to avoid any disputes we must ask you not to send us anything unless you agree that we will own what you send. Specifically, all suggestions, ideas, concepts, messages, e-mails, samples, and all other Content or submissions (collectively "Submissions") shall be deemed, and shall remain, the property of MortgageWizdom.com and you hereby assign all rights in the Submissions to us. If for any reason any rights in any Submissions are not assigned, you hereby grant us a perpetual, irrevocable, fully paid up license to use the Submissions for any purpose whatsoever. You also hereby give your consent for us to use your name in connection with your Submissions, or for promotional purposes.
DISCLAIMER OF WARRANTY & LIMITATION OF LIABILITY
THIS SITE IS PROVIDED BY MORTGAGEWIZDOM.COM ON AN "AS IS" AND "AS AVAILABLE" BASIS AND IS PRESENTED TO THE GENERAL PUBLIC FOR INFORMATIONAL PURPOSES ONLY. WHILE MORTGAGEWIZDOM.COM SEEKS TO PRESENT ACCURATE, RELIABLE, COMPLETE, CURRENT, AND USEFUL INFORMATION AND PRODUCTS ON THIS SITE, WE DO NOT GUARANTEE OR WARRANT THE ACCURACY, RELIABILITY, COMPLETENESS, OR USEFULNESS, OF THE INFORMATION AT THEIS SITE OR OTHER SITES TO WHICH WE LINK. MORTGAGEWIZDOM.COM MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE, OR THE INFORMATION, CONTENT OR MATERIALS INCLUDED ON THIS SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK. THE INFORMATION CONTAINED ON THIS WEB SITE DOES NOT CONSTITUTE LEGAL, ACCOUNTING, OR OTHER PROFESSIONAL ADVICE. IF YOU HAVE SPECIFIC QUESTIONS RELATED TO YOUR SITUATION YOU ARE ENCOURAGED TO CONSULT AN APPROPRIATE PROFESSIONAL WHO CAN REVIEW THE PARTICULAR CIRCUMSTANCES OF YOUR SITUATION.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, MORTGAGEWIZDOM.COM DISCLAIMS ALL WARRANTIES, EXPRESS AND IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. MORTGAGEWIZDOM.COM DOES NOT WARRANT THAT THE WEB SITE WILL OPERATE IN AN UNINTERRUPTED OR ERROR-FREE FASHION, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR THE SERVER ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. MORTGAGEWIZDOM.COM WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO, DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL AND PUNITIVE DAMAGES.
UNDER NO CIRCUMSTANCES SHALL MORTGAGEWIZDOM.COM BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE OR CONSEQUENTIAL DAMAGES, INCLUDING WITHOUT LIMITATION, LOST REVENUES, LOST PROFITS, OR LOSS OF PROSPECTIVE ECONOMIC ADVANTAGE, THATRESULT IN ANY WAY FROM YOUR USE OF OR INABILITY TO USE THE WEB SITE; YOUR RELIANCE ON OR USE OF INFORMATION, SERVICES OR MERCHANDISE PROVIDED ON OR THROUGH THE WEB SITE; OR MISTAKES, OMISSIONS, INTERRUPTIONS, DELETION OF FILES, ERRORS, DEFECTS, DELAYS IN OPERATION, OR TRANSMISSION OR ANY FAILURE OF PERFORMANCE, EVEN IF MORTGAGEWIZDOM.COMHAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR OF ANY CLAIM BY ANOTHER PARTY.
You agree to indemnify and hold MortgageWizdom and its subsidiaries, affiliates, officers, agents, employees, partners and licensor's harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of User's use of the Services, User's connection to the Services, User's violation of this Agreement, or User's violation of any rights of another party.
Copyright & Trademarks
All materials contained on this site, including text, graphics, icons, still and moving images, are the property of InfoPower.com or its content suppliers or service providers and are protected by United States copyright laws. The compilation of all content on this site is the exclusive property of InfoPower.com. You may not reproduce, modify, distribute or republish materials contained on this site (either directly or by linking) without our prior written permission. You may not alter or remove any trademark, copyright or other notice from copies of content.
Governing Law and Jurisdiction: These Terms of Service will be governed by Maryland law for all purposes, including Web site and services use and product purchases, without regard to or application of choice of law rules or principles. You hereby consent to the jurisdiction and venue of the courts of Maryland. You should be aware that some jurisdictions do not allow for the exclusion of certain warranties or the limitation or exclusion for incidental or consequential damages which are contained in this Agreement. By agreeing to be bound by these Terms of Service you may be waiving legal rights which could be available to you in another jurisdiction.
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